Consumer reviews and reports on scam companies, bad products and services
TRT HOME LOANS, INC. BeWARE of Fisher Enterprises LLC . We paid $5000.00 and no loan and no-refund. scam la Mirada, California
15th of Nov, 2011 by User603807
On June 28, 2011 we signed an agreement with FISHER ENTERPRISES LLC.
The Rodin Studios. 200 West 57th Street Suite 602 New York, New York 10019
To provide us with a refinance of two properties in Los Angeles on Balboa Blvd. and Western Ave. We provided Fisher Enterprises a complete loan package with two appraisals for both properties. After they reviewed the file they insured us that they can provide us with the loan amount that we are requesting. Fisher Enterprises ask for $2500.00 dollars Retainer fee to proceed with the loan. There agreement addresses this paragraph “This retainer is refundable in the event that our lender is ready to close and fails to fund the loan. The retainer is non-refundable in the event FE has met its obligation to provide a lender in accordance with the terms outlined in our accompanying letter and/or borrower fails to proceed with the financing.” Fisher Enterprises provided us with the agreement letter from there Lander : Terrace Capital, Inc. after they reviewed the entire file and some updated information that we provided them directly with both appraisals and financial documents and new agreement was signed on August 15, 2011. With Terrace Capital, Inc. with a second $2500.00 dollars retainer fee.
On October 20, 2011 Terrace Capital, Inc. sent us an email rejecting the loan due to the appraisal value was not supporting the loan amount and they cannot do the loan. Prior to Oct 20th we spoke to Anthony Burgs from Terrace Capital and told him that Wells Fargo Bank has done an new appraisal on both properties and the value was the same as the appraisal we provided to them on both properties . And Mr. Burgs indicated that they didn't need the second appraisal. Terrace Capital did not request for a new appraisal they simply rejected the loan based on the current appraisal they are saying that the appraisal was grossly over inflated. They had the appraisal since 8/15/2011 to review and request a new appraisal if they needed it. We have requested from Fisher Enterprises LLC and Terrace Capital inc. to refund us the retainer fee and they refuse and saying that they completed their job. Fisher Enterprises LLC. Had the appraisal since June 2011 to review and make their determination if the appraisal was not acceptable or the value was not agreeable with their lender. The appraisal was done by certified MAI appraisals and was approved and acceptable by other banks. They had plenty of time to review it before they ask for the retainer fee.

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