Consumer reviews and reports on scam companies, bad products and services
Fresh Start Financial
Fresh Start Financial Solutions, Inc. Fresh Start, FSFS, Melinda Kiwi Le-Compte, Art Lewis, Arthur Lewis, AJ Lewis Took over $20,000 from me to save m
2nd of Nov, 2010 by User571633
I went into contract with Fresh Start Financial Solutions, Inc. (also known as FSFS) on March 9, 2009 and have paid $21,263 to date for NOTHING! This fee included $3,000 to stop the trustee sale on the property in which I was residing at the time - The property was sold and I was evicted May 4, 2009. At this point FSFS was already in default of our contract. December 11, 2009, I lost the second house which I had moved into in May. After each forclosure, I was told that FSFS had fired the attorney that was handling my case due to their lack of performance. I was not permitted to contact the attorney at any time until the 17th month of our contract when a new attorney was finally assigned to my case. All the instructions I received during the forclosure proceeding was from my FSFS consultant, Kiwi Le-Compte. She would always clarify that she was relaying instructions from Art Lewis who had spoken with the attorney on my case at the time. I never received any official documentation from an attorney or FSFS till March 11, 2010.

The FSFS program is based on preditory lending practices. FSFS promised to get your mortgage erased as demonstrated by their flyer which states: "Your lender may have broken federal laws, laws enacted to protect you. Come to our FREE Seminar and discover how you may legally eliminate your mortgage and receive the deed to your home free and clear of your present lender! Regardless of your situation. If you are in foreclosure, pre-foreclosure or upside down in your loan there is help available to save your home! Even if the bank has already taken possession. Come find out about your rights and how you can regain your home and peace of mind. It may be the most valuable hour of your life!"

One of the reasons I decided to go with FSFS was their guarantee that the fees were refundable if the company was unable to deliver the properties to me mortgage free within 18 months. At 18 months, I requested a refund by certified return-receipt through the post office. Since my cancellation letter, I have heard nothing from Fresh Start Financial Services, Inc. nor the attorney with whom they had put my cases.

I have not received a letter of explaination, a letter of cancellation, a phone call, a refund - NOTHING!

They will not return my calls.

I have nearly 100 emails regarding our contract to support the promises that they made to me and the lack of their response when something was happening. I have at least 25 people that heard their guarantee at the same time that I did. I have a contract that states the guarantee and the items they were have accomplished for their fees, signed by Art Lewis.

They took money upfront and have done nothing. All I want at this point is to get my fees refunded.

4705 days ago by Lavonna
My husband and I have been victimized by Arthur J Lewis, AJ Lewis, and Art Lewis of Fresh Start Financial Solutions we lost all properties, investments, retirement and our daughter college funds. We entered in to Fresh Start Financial Solutions Inc. Art's company that was supposed to help the victims of 9/11 and Hurricane Katrina." The government was supposed to fund this program" because this program educated victims on the importance of good credit. We were supposed to receive a return on our investment and we were to be "wealthy."

Thanks, Broken
4683 days ago by Asdfvvvvb
Manager The Crook ...

sets up visits to, and senior citizen facilities in order to get in their pockets. He is a crook in a suit on all levels and lies about everything in order to get? his cut. He is not honest and lacks? proper business practices. ? WHen you meet him, just go with your first insticts--yes he is a snake in the grass.
He cheats those he encounters and should not be trusted. He proclaims that he is a reformed business man, but he is not. He trys recruiting people to his and does not make good on his promises. He exaggerates everything and he simply lies in order to get you in the door and sell insurance to your family and friends. He goes beyond selling--it is downright lieing. It is just a scheme in order to get more coming in to make him look good, while he cheats you. BEWARE! He will probabaly choose money over his own wife and kids. Potential clients and Insurance agents. BEWARE, BEWARE, !!! This guy is a sneak in the Grass
4669 days ago by S Dietz
Kiwi Le Compte (real name Melinda) was a key player with Fresh Start Financial Solutions. She organized the seminars, recruited the consultants and made money on everyone she brought into Lewis's scam. She was the name and voice behind Fresh Start financial Solutions. I am convinced that it was her brainchild to begin with. She introduced us to Art. She organized the marketing of the program. She handled the training/recruitment. You can bet she got a cut of the profits. She misrepresented the Company, inflated their successes which were none, and personally protected Art Lewis and Chris Moe. She lied about having attorneys on board. She even tried to involve two old time friends as CEO's. They were smart enough to recognize the scam from the beginning. Now that Art and Chris are in trouble she is trying to bail and minimize her involvement. Don't be scammed by her again. She knows what she has done and she is scared. LeCompte is a ruthless, cold blooded snake in the grass who only cares about herself and a fast buck. Stay clear of her or she will use you like she has done all of her so called "friends".
4668 days ago by LJES
WOW how many people have been victimized by Art Lewis, AJ Lewis and Arthur J Lewis and/or Fresh Start Financial Solutons Inc. These people are truly cold blooded and ruthless Art Lewis knows we lost everything, and were homeless. We are older now, my husband got in poor health a year after we invested in this company. He had me fax all foreclosure notices and credit card statements to him so the ATTORNEYS can go to court to stop the foreclosures and creditors. We worked our entire adult life to have a home, income properties, retirement and a college fund for our daughter who has been accepted to go to college this fall. I personally told Art we are living on our saving, retirement and credit cards since the economy is in recession( our credit scores were 817 and 818 before we got involve with Mr.Lewis) I was worried we would be financially ruined if we did not get a return on our investment. Art reassured my family we are "FINE" the attorneys were crossing all T's and dotting all I's because the government required everything to be right since they were funding this program to help the victims of 9/11 and Hurricane Katrina. When asked when we would get a return on our investment his answer was always "any day now." At this time he could start writing checks to investors and the program was supposed to launch on the Oprah show. He told us he was in Chicago! I come to believe Art Lewis preyed on people who worked hard to have things and good credit, ( he is a predator) for his own selfish needs. As stated before we were left broke, homeless my daughter and I are struggling to take care of my husband, her father. Due to my husbands serious medical health he was in Intensive Care last August for a week, and again in October for almost a month on life support, we almost lost him. I sent Art Lewis emails letting him know since we are "FAMILY" have not heard from Art and to this day nothing.
4655 days ago by GEORGIE
I was also victimized by Arhur J. Lewis on this same guise in the person of Merwin Montenegro and Tim Breon. Tim Breon was very effectively convincing to my friend (neighbor) Dan Hart, his wife kim and myself. We actually signed up with Tim Breon at the same time and initially gave him a check of $5, 000.00 each. They sent me bills until I was able to pay $10, 700.00.

Tim Breon convinced us that these people Art J. Lewis, Chris Moe and Alisha would not talk to their clients because of the so many clients that they have. Tim Breon used his very effective sales capability using the same above mentioned strategies to have made us believe that FSFS (Fresh Start Financial Solutions, Inc.) has lawyers all over the country and sending very convincing emails with attachments to prove that they were not at all scammers. I have worked all my life, had my house upgraded and made it look real nice with hopes that I was going to spend the rest of my life at my house.

My children and I feel so sad that I have to give it up because of these so very callous people without any conscience at all.

Like Melinda Kiwi Le-compte, Tim Breon is saying that he himself was also a victim and claims that he has nothing to do with these scammers. He also "recommended" a lawyer on the pretext that he is helping his victims to file a class action suite against the scammers only to find out that his lawyer has been dibarred after he collected $500.00 for filing. Both scammers and this lawyer has dissapeared in the face of the earth. Each time I call on Tim Breon, he pretends to be very patiently supportive but lastly tells me that he did not force me to sign up with him and to leave him alone as part of the scam conclusion.

4654 days ago by Larmilla
My husband and I was introduced to FSFS by my husband's long time friend. My husband's friend had introduced us to another program that has greatly improved our financial situation, so he thought FSFS would be able to help with our mortgage. We paid $2000 to get the ball rolling. A year had gone by and we had seen no results. We finally found out that it was all a scam. We received an e-mail from a lawyer wanting money upfront to go after FSFS, but we decided not to pursue it, because we didn't want to spend any more money for no results. Luckily, we managed to stay afloat with our mortgage and all of our other bills, Thanks to the help of the first program my husband's friend introduced us to.

I believe what goes around comes around and the scammers of FSFS will get theirs someday! Shame on all of you involved for hurting and taking advantage of all the inocent people that got involved with FSFS and paid you money upfront for your services you promised to deliver but did not.
4599 days ago by Joke4Real
Is this place owned by RAY VINSON of Vinson Mortgage?
4449 days ago by Docbobby
I have been tracking information on Lewis and his scam. I am a private investigator and if you need assistance contact me
Has any of his scams been referred to the DAs office?
RMI 760-807-4410
4446 days ago by Damnshame
3075 days ago by Citizenconcerned
Any updates on this ?
Is anyone still looking for her ?
I may know where she is now !

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