|I just opened a checking account at chase on Dec 31, 2010. Jan 11, 2011 I got a text saying my account was 0. I knew I had enough to cover 3 months rent plus some. I went online to check and the rent check cleared but the rest was being transfered to another account. I don't have another account|
So I called them. The guy said he was transferring me to someone who knew more about the issue. It was a woman. All she said was it was regarding an account I had with WAMU in 2007 not being paid. I told her it was paid, TWICE!. The lady woudln't say anything except there was nothing she could do about it. I told her it was SSI money and she still said there was nothing she could do. I was having a panic attack and choking, I was freaking out. Also, I was NEVER informed while being on the phone, that this lady that I got transfered to was from a collection agency. I thought she was the bank.
The bank screwed up and allowed some company to withdraw money 3X's in one month. Even AFTER the bank put a stop on that company. IT messed up my account but this was the second time this had happened within 1 month. They took some fees off the first time and I paid the rest. The second time he wouldn't do anything even though it was their fault. I closed the account.
I don't remember how that account got paid but it was one of two ways. I either paid him at that time, or paid it in 2009 when I got my SSI settlement check of which I paid off a lot of past debt.
I since moved and lost a lot of my stuff including documents. But, I do have a copy of all 3 of my credit reports and there is NOTHING from IC Systems, (WaMu's debt collector) JP Morgan, or Chase. Only a couple things that I paid are still on their saying paid debt, the rest that I paid are no longer on the reports.
Since last night, I have sent a letter to my Attorney General, the Federal Trade Commission and the Bank letting them know what they did is illegal and against the law. They are full aware that the income that was in that account was SSI.
Today I received a letter from the Attorney General saying they forwarded myletter to theComptroller of the Currency Administrator of National Banks.. Bank Fraud...On that site it states garnishments cannot be taken without court judgement, and notice, and Certain Government checks cannot be garnished like SSI and Social Security of which that is what my money was.
I got no notice from the bank or anyone else. Monday I checked my account and it was fine, Tuesday, it was stollen.