Consumer reviews and reports on scam companies, bad products and services
Richard J Boudreau
Richard J Boudreau & Associates Continues to telephone after
7th of Aug, 2011 by User995085
These bottom feeders continue to call me after several written notices of "cease of communications" by telephonic means. After several letters posted via their website, I finally sent them a "cease of communications" letter via certified mail and have the return receipt in my possession. They still continue to telephone me illegally, in violation of the FDCPA. I report each call to the FTC, but so far nothing is happening. Short of a lawsuit, how do I get them to stop this illegal harassment?
3470 days ago by Debtcollectorsnightmare

Month day, 201x

Name of collection company
City, State, Zip

Re: Acct File#

To Whom It May Concern:

This letter is being sent to you in response to a notice received on moth day, 201x. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "verification" or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. We respectfully request that your offices provide our firm with competent evidence that we have any legal obligation to pay you.

You are hereby requested to provide us with ALL of the following:

* What the money you say our firm owes is for
* Explain and show us how you calculated what you say is owed
* Provide copies of all papers that show our firm signed for and agreed to pay what you say we owe for each individual invoice claimed that we owe.
* Provide a verification or copy of any judgment to substantiate proof
* Identify the original creditor name, address and contact name
* Prove the Statute of Limitations has not expired on this account
* Show proof that you are licensed to collect in the State of New York
* Provide us with your license numbers and Registered Agent

At this time we will also inform you that if your offices have reported invalidated information to any of the 3 major Credit Bureau’s (Equifax, Experian or TransUnion) and Dunn & Bradstreet this action might constitute fraud under both Federal and State Laws. Due to this fact, if any negative mark is found on any of our credit and/or DNB reports by your company or the company that you represent we will not hesitate in bringing legal action against you for the following:

* Violation of the Fair Credit Reporting Act
* Violation of the Fair Debt Collection Practices Act
* Defamation of Character

Your offices are required to provide the proper documentation as requested in the following Declaration, we will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.

Also during this validation period, if any action is taken which could be considered detrimental to any of our credit reports, our firm will consult with legal counsel for suit. This includes any listing any information to a credit reporting repository that could be inaccurate or invalidated or verifying an account as accurate when in fact there is no provided proof that it is.

If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from our credit file and a copy of such deletion request shall be sent to us immediately.


We would also like to request, in writing, that no telephone contact be made by your offices or associated firms to our homes, offices, suppliers, contractors, officers/principles personal homes, families, friends, neighbors or any other related and/or unrelated contacts. If your offices attempt telephone communication with any of the above listed locations and/or parties, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and we will have no choice but to file suit. All future communications with our firm MUST be done in writing and sent to the address noted in this letter by USPS Certified Mail or other method of Certified and/or Tracking# mail to show proof of mailings.

It would be advisable that you assure that your records are in order before we are forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.


Your name
City, State Zip

cc: file

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