|this company uses unorthodox methods to swindle people in believing they are helping people with loan propositions, only loans for their pockets. |
12/5/2010- $249.00 application fee for loan process. on their files is of me applying for $200k for a small business, but not stated on the contract. they state verbally that they have a 98% success rate. even on the contract says they will collect 2% of the success fee within 15 days of all funding recieved.
12/15/2010- $2,000.00 request for entity purchase to go further into the loan process from terry shaw (underwriter). $1,000.00 downpayment made 12/15/10 & $1,000.00 payment made on 12/21/10 which was unauthorized but i figured lets get the loan process started.
1/5/2011- $2,000.00 loan opened in my name to universal account servicing, LLC po box 147, st. joseph, mo 64502-0147, to pay dave clark (funding coach). says i probably won't need to pay that because the loan should come in around january, says he will help me build business credit with dun & bradstreet. now i owe $2,000.00 for this loan for nothing. dave clark says this will build trade references. but my trade references kept getting declined on dubi.com.
every week i email and asking when is the loan process going to start. every week he states the same thing ", needs to wait for trade references to post."
today i emailed dave clark stating and i quote
ok, i want my money back, i want out of this. now i got a $2,000.00 loan on my record for your company. i want everything to stop and all my money back for the false services. i will be contacting the attorney general and bbb. your company swindles people to believing a loan will be happening but just to get money towards your pockets. how do you guys live with yourself
dave clark's reply was and i quote
"Unfortunately there are no refunds. Everything has already been put in motion. We DO NOT swindle money out of people. I would like to know what false services we have promised?"
i called my credit card companies to dispute the charges they stated that it sounds like an application fee unless stated on the contract that it was specified that it was for a $200k loan service. unsecured business funding lead me on making me believe we are going towards a loan, when in fact its paying the company application fees, opening a LLC for me (which i need to pay out of my pocket for the state of texas), gave me a tax ein number (which is also free online.) they make you believe its towards the loan process when the contract says nothing of the loan except they will recieve 2% of all funding recieved.
i paid $249.00 application fee
$2,000.00 entity fee
$2,000.00 loan is in my name. i don't want to ruin my credit because of this stupid $2k loan, but i also don't want to pay it.
i started with this company since 12/5/2010 till today, 2/2/2011. where the h**l is my loan like the website says "loans approved in 48 hrs." that's all BULLSH**
DO NOT TRUST...........!!!!!!!!!!!
I'M A HARD WORKER WHO JUST LOST ALOT OF MONEY AND MIGHT BE HAVING MY CREDIT SCORE AFFECTED !!!!
DO NOT TRUST........... TRUST ME... DON'T WANT PEOPLE TO GO THROUGH WHAT I'M GOING THROUGH.