| Capital Filing Services |
| Capital Filing Services JUST LIKE NATIONAL FILING SERVICE IN CORONA Corona, California |
| 8th of Jun, 2011 by User568498 |
| I was contacted today by a "process server." He stated he needed to know if my husband would be home so he could serve him the legal documents filing suit against him. I asked what they were about. Of course he couldn't tell me, but he gave me Capital Filing's phone number, not their name, and a case number. My husband called them, and they immediately ask for his case number. They don't identify their company. They say corporate office how may I help you? When asked what company they say do you have a case in our office? He gave them the number and then they ran down that he owed approximately $2k in credit card debt and that he had to pay via electronic debit today so that he wouldn't be filed on. He refuses and tells them that they will have to talk to me first since I manage the bank accounts. He takes the guys number and name. He calls me, and I tell him I will deal with it tomorrow since it is almost 3 and I have to leave shortly. About 3:15-3:20, the man, Timothy, calls my house and asks to speak to me. He gives me the same spiel and tells me he needs to debit my bank account. I tell him no way in h*ll is he getting my bank account when he can't call me from a number that will show up on caller id. It was "unknown caller". I explain that we have received no mail from them nor have we ever heard from them in any way. He promises he is a reputable company and says I can go buy a Green Dot card and pay him that way so he won't have access to my bank account. I explain that there is no way I am doing that either because he still hasn't verified his legitimacy to me. I tell him what I will do is mail him a payment if he'll give me the address. This brings on new problems. Instead of giving me the address, he proceeds to threaten both me and my husband with liens and garnishes. When I tell him, I don't think so buddy I've worked in collections and it is illegal to do that in the state of SC, he proceeds to become rude saying oh yes he can. I ask two more times for an address. He becomes quiet, then puts me on hold claiming he needs to talk with his client. After about 2-3minutes, he comes back on the line and says ok. "Here's how this is going to work. I will send you a stipulation letter in your email. Then once you get that, you'll know we are legitimate." I explain that is simply unacceptable and that he needs to give me an address to mail the payment or that I will simply explain to any judge that he refused payment. He claims the client will only take electronic debit, and that I don't understand. If I don't get this to them on time, my husband will be charged with all of the debt plus $2500 in legal fees. After this, I finally told him to either give me the address or to stop wasting my time. He finally gives me the address and tells me that I must send it priority mail. Then, he claims he will mail me a receipt of the client receiving the payment. I ask for his email and he says oh you'll see it when you get mine. I said no, I want your email so I can make certain the spam blocker doesn't reject you. He said no, let me talk to my client. He puts me on hold for 2 minutes, comes back, and says "you will receive your stipulation letter by the end of the day and that ends this conversation." THen, he hangs up. I was in collections before not once but twice. I know the laws in SC, and he just broke a ton of them. First he claimed to be with an attorney's office which guess what, he isn't. Then, he threatens me with wage garnishment which is completely illegal in SC unless it is from the gov't and other liens. Then he refuses to give me an address to mail the payment. THen he refuses to give me his email. So many things didn't add up SO....... I googled this company. THere is No website for them. PLUS I found a report from DemonEyes on here about a company in Corona called National Filing Services. The report was uncannily like what I experienced. I suggest you read both because I swear this is a scam. My husband and I are not aware of any outstanding old debt, nor have we EVER received anything advising us of one. Plus the fact that they wanted a debit card transaction made me very suspicious. BEWARE!!!! |
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also you would have to be served and if no address is on file from the previous file (LETS SAY YOU MOVE) then you were not properly served and you can get the judgement - if that's the way they go, removed and then if they do get you served "properly" then you change venue with the courts to where your new location and file a dismissal on the face value that they have not overturned discovery items to you showing the alleged debts are from you or your husband
and if all that doesnt work then make an llc which is a limited liability corp. and is only 150.00 and it will give you an EIN number which you can now use as your your social and since (YOU CANNOT BE GARNISHED IN SC EXCEPT FOR CHILD SUPPORT)
NO WAGES MAY BE WITHHELD FROM YOUR PAYCHECK FOR DEBTS
SECTION 15-39-420. of sc code of laws 2011
DEBT COLLECTORS HATE SC AND TX - i believe they and NC are still the same. |
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| I had the exact same thing happen to me yesterday and he called me back today.. My husband is a long haul trucker and when I told the guy he was in the town they so say they are located and he will come to the office to pay in full he stated that they could only take a payment over phone by credit card or check. I asked him if he was refusing, he said not I was, I told him all that I have read concerning his company on internet, he then accused me of not wanting to pay my bills. I told him that my husband was more than happy to come in the office and pay them, but we would NOT give him our account info over the phone. He then stated that he would see me in court, I explained to him that I was sure no judge in the world would blame me for not giving him this information over the phone with all the identiy theft and scams now a days. He hung up on me. |
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